body{font-family:'PT Sans','Segoe UI',Roboto,Arial,sans-serif;color:#243040;background:#f4f6f9;text-align:left}
.wrap{max-width:1180px;margin:0 auto;padding:0 16px}
.top{background:#11467d;color:#d6e4f2;font-size:13.5px}
.top .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding:8px 16px}
.hed{background:#fff;border-bottom:3px solid #2d67a4}
.hed .row{display:grid;grid-template-columns:1fr auto;align-items:center;gap:18px;padding:12px 0}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand .mk{width:46px;height:46px;border-radius:50%;background:linear-gradient(135deg,#ffb400,#ff7a00);display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800;font-size:15px}
.brand .tx b{display:block;font-size:23px;color:#11467d;letter-spacing:.01em}
.brand .tx span{display:block;font-size:12.5px;color:#7a8899}
.nav{background:#2d67a4}
.nav ul{display:flex;gap:18px;list-style:none;margin:0;padding:10px 0;flex-wrap:wrap}
.nav a{color:#fff;font-size:14.5px;text-transform:uppercase;letter-spacing:.02em;text-decoration:none}
.nav a:hover{color:#ffd166}
.hero{margin:16px 0;background:#fff;border:1px solid #e3e9f0;border-radius:6px;overflow:hidden;display:grid;grid-template-columns:1.35fr 1fr}
.hero img{width:100%;height:100%;min-height:260px;object-fit:cover;display:block}
.hero .txt{padding:20px}
.hero .kicker{display:inline-block;background:#e8453c;color:#fff;font-size:12px;font-weight:700;padding:3px 9px;border-radius:3px;text-transform:uppercase}
.hero h1{font-size:26px;line-height:1.3;margin:10px 0 8px;color:#16243a}
.hero p{color:#5a6675;font-size:15.5px;line-height:1.75}
h2{font-size:21px;color:#11467d;margin:24px 0 12px;padding-bottom:6px;border-bottom:2px solid #e3e9f0}
h2.sec{display:flex;justify-content:space-between;align-items:baseline}
h2.sec a{font-size:13.5px;color:#2d67a4;font-weight:400}
h3{font-size:17px;color:#16243a;margin:10px 0 6px;line-height:1.45}
p,li{font-size:15.5px;line-height:1.8;color:#495465}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.ncard{background:#fff;border:1px solid #e3e9f0;border-radius:6px;overflow:hidden}
.ncard .ph{height:150px;background:#eef2f7 center/cover no-repeat}
.ncard .bd{padding:13px}
.ncard .cat{display:inline-block;color:#2d67a4;font-size:12px;font-weight:700;text-transform:uppercase}
.ncard h3 a{color:#16243a;text-decoration:none}
.ncard .dt{color:#8a96a4;font-size:12.5px;margin-top:6px}
.article-table-wrap{overflow-x:auto;margin:16px 0}
table.article-table{width:100%;border-collapse:collapse;font-size:15px;background:#fff}
table.article-table th,table.article-table td{border:1px solid #e3e9f0;padding:10px 12px;text-align:left;vertical-align:top}
table.article-table th{background:#f4f7fb;color:#11467d}
.main{display:grid;grid-template-columns:1fr 320px;gap:22px}
.side .box{background:#fff;border:1px solid #e3e9f0;border-radius:6px;padding:14px;margin-bottom:14px}
.side h4{color:#11467d;font-size:16px;margin-bottom:9px}
.side a{display:block;padding:6px 0;border-bottom:1px dashed #e3e9f0;color:#39485c;font-size:14.5px;text-decoration:none}
.side a:hover{color:#2d67a4}
.rates{display:grid;grid-template-columns:1fr auto;gap:6px;font-size:14.5px;color:#39485c}
.partners{display:flex;gap:14px;flex-wrap:wrap;align-items:center;background:#fff;border:1px solid #e3e9f0;border-radius:6px;padding:12px;margin:14px 0}
.partners img{height:38px;width:auto}
.leadb{font-size:17px;background:#eef4fb;border-left:4px solid #2d67a4;padding:12px 14px;border-radius:4px}
footer{background:#11467d;color:#cfe0f0;margin-top:26px;padding:22px 0}
footer a{color:#fff;font-size:14px;text-decoration:none}
@media (max-width:900px){.grid,.main,.hero{grid-template-columns:1fr}}